Buying A-Z



Decide
To Buy


Preparation

Choosing A
Real Estate
Agent

Time to Go
Shopping

Escrow
Inspections
& Appraisals


Moving In

Decide to Buy
Purchasing a home is probably the biggest financial decision you will ever make. Whether this is your first purchase or you are moving on to a different home that better meets your needs, this decision must be made carefully.

Why Do You Want To Buy?
Are you tired of paying rent? Have you outgrown your current home? Would you like a larger yard? Would you rather live in a different area? Do you want to shorten your commute? Having a clear sense of your reasons for buying will help you choose the right home.

Has Your Income Grown?
Ownership can be a very good investment. As you pay down the principal part of your loan, you are building equity over time in addition to any market appreciation on your property.

Can You Afford To Buy?
Experts recommend spending between 33-40% of your income on housing. The tax benefits of home ownership can provide a considerable advantage over renting.