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Preparation Get preapproved for a loan 1. Build your ‘Green File’. A green file contains all your important financial documents. You’ll need it to secure financing for your home. The typical green file should contain:
2. Check your credit rating. Your credit score will have a huge impact on what type of home you can buy, and at what price. A premium score may mean a lower interest rate on your mortgage. Check your credit rating with a credit reporting agency such as Equifax , Experian or Trans Union. 3. Be careful with your finances. Now is not a good time to make sudden career changes or large purchases. You want to approach home buying from a position of financial stability. 4. Get pre-approved. I can help you find the best loan for you using my many connections with lenders and matching you up with a lender who is right for you. |
